dc9loser

Don

Did you have insurance coverage for your trip? What company?

OHB

I have USAA insurance on the boat.

It is around $800 a year and covers it where it happens to roam.

[QUOTE=dc9loser]I have USAA insurance on the boat.




I've had USAA for 30 years or so....dating myself back to flight school Anyway, when I called to get info about insuring a houseboat I was looking at while you were making your junket home they said something about not insuring "yaghts" any more and referred me to Progressive. They still insure my little runabout, but weren't interested in the houseboat. I've had no claims or anything so I'm curious now that I see you have USAA too.

Guess we don't have any houseboat owners that are insurance agents. Sure would be nice if we did.

They considered his boat a pontoon boat, not a Houseboat. I still say Allstate has the best rates to 30 years old. State farm is in the ball park as is Nationwide. Farm Bureau is going to start issueing policies before long. May be very competitive.

[QUOTE=pirate]They considered his boat a pontoon boat, not a Houseboat.

USAA didn't ask me if this was on pontoons or not, it was actually a smaller version of his. They simply went on size alone and put me thru to Progressive who was more than willing to write the policy - as long as I didn't live aboard.

We still haven't done anything as far as buying a houseboat, we're still RV'ing regularly, but not full timing. It was a bit discouraging when I shopped for insurance and then started trying to find a marina who would not only take the boat, but possibly allow live aboard.

This is a big education for sure. The RV world is much easier or maybe it's that I've been doing that since I was a kid. Still looking and not closing any doors though.

I got tickled to hear about dc9'ers rough experience in the Sapelo sound during his journey. I can't count the number of times I've come from offshore fishing and was REAL DANG GLAD to finally duck behind St. Catherine's Island out of that sound.

I do think most of the responses to his trip is very discouraging for a soon to be HB owner. This thread has really confused me about what type of used HB to get to enjoy life in the ICW. I'd like a Gibson _style_, but it needs to handle unexpected 4 footers (waves), at least 3 footers.

To be comfortable I would look for something with very low draft, two motors, and enough freeboard to take some 6 footers.

My boat is awesome at 3 foot or less - it rides like a cadillac. Unfortunately too much stress worrying about it getting worse.... which it invariably will at times.

I plan on buying a more seaworthy boat before I make more trips, not because mine can't do it, but because I really don't want to have to worry so much about the weather and etc.

Bluewater Yachts, maybe some sort of catamaran trawler, I'm looking and probably will be for the next five years before I settle on something.

Check this one out, it is diesel solar hybrid that can cruise at 6 knots on sunshine alone. It will cruise at 5 nm/gal at 15 knots when you use the diesel generators to drive its electric motors. No rudders and you drive with a joy stick......neat>

http://dsehybrid.com/
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